Lifetime Mortgage Providers    View Reversion Scheme Providers  

Aviva is the UK’s largest insurer. Since 1998, they have helped over 63,000 customers  to release over £2.3 billion of equity from their homes.

• Plans SHIP approved: Yes
• Min Age accepted: 55
• Properties in which country accepted: England, Scotland, Wales and N.Ireland
• Types of schemes offered: Lump Sums and Drawdown schemes
• Home Reversions Plans offered as well: Yes
• Only offer schemes through FSA regulated Intermediaries: No will also advise through own salesforce although the same products are offered at a cheaper rate through Independent advisers

Hodge introduced the very first equity release plans in 1965 and is the longest established equity release provider in the UK and were founder members of SHIP (Safe Home Income Plans)

• Plans SHIP approved: Yes
• Min Age accepted: 55
• Properties in which country accepted: England, Scotland, Wales and N.Ireland
• Types of schemes offered: Lump sum and drawdowns.
• Home Reversions Plans offered as well: Yes
• Only offer schemes through FSA regulated Intermediaries: Yes

Just Retirement is a specialist provider of equity release products and annuities for those people in or at retirement.

• Plans SHIP approved: Yes
• Min Age accepted: 60
• Properties in which country accepted: England, Scotland, Wales and N.Ireland
• Types of schemes offered: Lump sum and Drawdowns
• Home Reversions Plans offered as well: No but due offer a Fixed Lifetime Mortgage allowing customers a number of benefits in return for taking out a fixed charge against their property
• Only offer schemes through FSA regulated Intermediaries: No, do also offer advice via their own limited panel firm of advisers.

Awaiting description...

• Plans SHIP approved: Yes
• Min Age accepted: 60
• Properties in which country accepted: England, Scotland and Wales
• Types of schemes offered: Lump sum and Drawdowns
• Home Reversions Plans offered as well: No
• Only offer schemes through FSA regulated Intermediaries: Yes

New Life Mortgages was formed with the sole objective of helping people to take advantage of the growing opportunities in the UK Equity Release market. They specialise in providing equity release mortgage loans to the over 60’s

• Plans SHIP approved: Yes
• Min Age accepted: 55
• Properties in which country accepted: England, Scotland and Wales
• Types of schemes offered: Lump Sums only
• Home Reversions Plans offered as well: No
• Only offer schemes through FSA regulated Intermediaries: Yes

Awaiting description

• Plans SHIP approved: Yes
• Min Age accepted: 55
• Properties in which country accepted: England, Scotland, Wales and N.Ireland
• Types of schemes offered: Lump Sums and Drawdown schemes
• Home Reversions Plans offered as well: No
• Only offer schemes through FSA regulated Intermediaries: No will also advise through own salesforce although the same products are offered at a cheaper rate through Independent advisers

A subsidiary of Lloyds TSB . They are not SHIP members but offer schemes which aim to mirror same standards

• Plans SHIP approved: No
• Min Age accepted: 60
• Properties in which country accepted: England, Scotland and Wales
• Types of schemes offered: Lump Sums and Pay the interest option
• Home Reversions Plans offered as well: No
• Only offer schemes through FSA regulated Intermediaries: No - will also offer direct

Specialist equity release providers.

• Plans SHIP approved: Yes
• Min Age accepted: 55
• Properties in which country accepted: England, Scotland and Wales
• Types of schemes offered: Lump Sum, Drawdown and and Interest Only Lifetime Mortgages
• Home Reversions Plans offered as well: No
• Only offer schemes through FSA regulated Intermediaries: Yes

Aviva is the UK’s largest insurer. Since 1998, they have helped over 63,000 customers  to release over £2.3 billion of equity from their homes.

• Plans SHIP approved: Yes
• Min Age accepted: 65
• Properties in which country accepted: England and Wales
• Types of schemes offered: Lump sum only
• Lifetime mortgage schemes offered as well: Yes
• Only offer schemes through FSA regulated Intermediaries: No - will offer through own sales force

Bridgewater is a subsidiary of Grainger plc who were established in 1912. Bridgewater is SHIP approved and the leading provider of home reversion plans with over 3,000 home reversion customers.

• Plans SHIP approved: Yes
• Min Age accepted: 65
• Properties in which country accepted: England, Scotland and Wales
• Types of schemes offered: Lump sum only and a scheme which allows you to release the amount required now with the certainty of guaranteed escalating payments over a given number of years, selected at outset by you
• Lifetime mortgage schemes offered as well: No
• Only offer schemes through FSA regulated Intermediaries: Yes

Awaiting description

• Plans SHIP approved: No
• Min Age accepted: 60
• Properties in which country accepted: England, Scotland and Wales
• Types of schemes offered: Lump sum only and an annual instalment plan (12 years max)
• Lifetime mortgage schemes offered as well: No
• Only offer schemes through FSA regulated Intermediaries: Yes

Hodge introduced the very first equity release plans in 1965 and is the longest established equity release provider in the UK and were founder members of SHIP (Safe Home Income Plans)

• Plans SHIP approved: Yes
• Min Age accepted: 65
• Properties in which country accepted: England, Scotland and Wales
• Types of schemes offered: Lump sum only
• Lifetime mortgage schemes offered as well: Yes
• Only offer schemes through FSA regulated Intermediaries: Yes

With over thirty years experience as a home reversion provider, Home & Capital prides itself on being a founder member of SHIP.

• Plans SHIP approved: Yes
• Min Age accepted: 65
• Properties in which country accepted: England, Scotland, Wales and Isle of Man
• Types of schemes offered: Lump sum and option of releasing annual amounts over 5 to 12 years
• Lifetime mortgage schemes offered as well: No
• Only offer schemes through FSA regulated Intermediaries: Yes

Offer impaired rate Home Reversion Plans

• Plans SHIP approved: Yes
• Min Age accepted: 55
• Properties in which country accepted: England and Wales
• Types of schemes offered: Lump sum and annual drawdown options
• Lifetime mortgage schemes offered as well: No
• Only offer schemes through FSA regulated Intermediaries: Yes